Travel information

What does foreign social security cover?

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Social Security provides adequate and automatic coverage for your care in France. But what about when you’re in transit? Depending on your travel purpose and destination social security Abroad can take care of your part…or not!

Social Security and Holidays

Social Security for EU Holidays

If You Decide to Take a Beach Break in Greece Spend a few days exploring Barcelona or any other holiday in an EU country in the European Economic Area or Switzerland. European agreements can cover you in the event of an illness or accident. before leaving You to need to get a European Health Insurance Card (EHIC) which you can order for free online. The procedure takes two weeks so remember to plan this ahead of time before you go.

This card allows Every European citizen can benefit from on-site medical expense insurance according to the local social security system. This means that in the case of care the care will be the same as that of the country’s citizenry. So this is not necessarily a direct or fully supported synonym. Depending on the type of care and current laws you may have to pay some or all of the cost. In the latter case, you will have to claim reimbursement from your local or French social security agency when you return. You must then keep all medical documents (invoice treatment forms) and attach Form S3125 “Medical received abroad.

Even though EHIC can be very useful it will not give you the best coverage when receiving treatment within the EU. It’s only reimbursed based on social security rates which may not be enough in countries where fees are not high Medical costs are more expensive than in France. Therefore you can pay the remaining amount yourself which can be very high in some countries. Also, EHIC will often require you to go through tedious procedures GET A REFUND Coming back from the holidays certainly won’t be your favorite activity!

In any case, the European Health Insurance Card will not cover your repatriation costs if serious health problems arise that require your immediate return to France. For peace of mind on your European vacation, we recommend that you Buy travel insurance. In addition to covering your medical expenses at 100% of the actual cost from the first euro spent the travel insurance contract will also cover guarantees of assistance that are very useful when traveling such as repatriation.

In any case, the European Health Insurance Card will not cover your repatriation costs if serious health problems arise that require your immediate return to France. For peace of mind on your European vacation, we recommend that you Buy travel insurance. In addition to covering your medical expenses at 100% of the actual cost from the first euro spent the travel insurance contract will also cover guarantees of assistance that are very useful when traveling such as repatriation.

Holiday Social Security in the Rest of the World

If you travel to a country outside the European zone, the Social Security Administration may decide to pay part of your medical expenses but this is not an obligation.

On the Ameli.fr website it is clearly stated:

Based on supporting documents your health insurance funded medical services medical advisor will assess whether you are in an emergency and reimburse your medical expenses as appropriate. Note: it This is a choice not an obligation.

In the event of an agreement the cost of treatment will be reimbursed within the current flat rate in France (and not based on your actual costs). If rejected: no dispute is possible.

As you’ve learned it’s best to leave with confidence and buy travel insurance that will cover your medical expenses and other guarantees like repatriation or civil liability at 100% of the actual cost.

Learn about our Globe Traveler contract which covers your globe travel at 100% of the actual cost.

Social security and studies

Social Security of Erasmus Research

If you plan to study for a semester or a year in another European country as part of the Erasmus program it is important that you be insured in the event of a health condition during your stay.

As for any other stay in the EU you can get a European health insurance card before departure which will allow you to be insured like a local. in case of Medical expenses can be paid directly or in advance according to the laws in force in the country. You then send your medical documents and forms for reimbursement.

Aside from the long and complicated process of getting reimbursed the European health insurance card does not include repatriation or civil liability guarantees which are important in the event of a major breakdown. stranger.

The solution to knowing your Erasmus study is to purchase student health insurance which will cover your health costs from the first euro you spend and offer a simplified reimbursement application process.

Social security for studying outside Europe

Are you planning to discover life on campus in the US or Australia? If you study outside the EU social security in France will not cover you so insurance must be purchased Private healthcare will take care of you in the event of an illness or accident on-site.

Our global partner contracts are designed for students with an unmatched quality/​​price ratio and a guarantee that fits your needs. In addition to paying for your medical and hospital bills As well as repatriation assistance and civil liability, Globe Partner offers guarantees specifically for students such as insurance in the event of a breakage or interruption of options entrusted during the internship study. Learn about our global partner contracts.

Social Security and Assignments

Sécurité sociale et CFE

Outside France social security is represented by the Caisse des Français de l’Etranger (CFE). This organization allows you to retain your rights in France while enjoying international coverage. Modeled on social security. While interesting this system is not enough because it is based on the French system of convention rates and reimbursement rates which is far from enough for countries with high medical costs. Additionally, CFE will not provide you with a civil liability repatriation bond or even provident funds. If you want to join CFE you should buy insurance In addition to the Organization, the expatriate will intervene.

Assurance expatriation au premier euro

If the expatriate insurance system other than CFE seems too complicated it is completely possible to take out the expatriate insurance directly from the first euro without this institution. This type of insurance contract will cover you Start with the first euro spent according to the previously selected reimbursement criteria.

Social Security and Retirement

Who hasn’t dreamed of spending their retirement in the sun? If you plan to live in another country after your active life ends you will have to take some steps to get health coverage.

EU Retirement Social Security

You will be able to continue to enjoy your health insurance rights if you leave for Portugal or another country in the EU to have a good time. To do this you must follow the procedure set up by your new user host country.

Social security for retirement outside the EU

If you plan to spend your retirement outside of Europe you must plan ahead to organize your health insurance on-site.

Many countries (Algeria Morocco or Canada etc.) have bilateral social security agreements with France that allow you to enjoy local coverage.

For other destinations, you must find another insurance solution by joining the Caisse des Français de l’Etranger (CFE) and purchasing additional ex-pat insurance.

Leaving the UK will require you to think about paying your health costs as social security is not always available outside our borders!

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